Mother-in-law unit on prop, Hard to Re-fi
My property has a mother-in-law unit in the back, 1,200 sq/ft. I have been having a difficult time trying to find a lender that will re-finance my property. I have a good friend that is a broker and sh...
Reverse mortgage
Do you have to be a senior over 55 to qualify for reverse mortgage? I am 47, retired, fixed income SSI of $6,000/month and credit score is 620. Thank you.
my home value went down.
my home was recently appraised and the value has declined by $7,999. How could this have happened? Should i get second opinion?
soft approval
I was looking to get a soft approval, if that is what you call them in the mortgage industry. I didn't want to fill out a 1003 application just yet or get a ton of solicitation from lenders through like...
Bank pushing Loan Products on my wife
I was pre-approved Monday last week for $869,500. Buying in Key Biscayne, FL. My loan officer is trying to push a 15-year fixed down our throats! I am using this for second home so I am planning to keep...
Can I get my Approval Extended?
My LO has been out of the office for a few days now (since last Friday). I am nearing the end of my approval letter (90 days) on February 15th. Do lenders ever extend an approval letter? I am having a h...
Need a cosigner with good income/credit
I am a recently divorced dad with high monthly income. I currently work for same company for over 18 years. Started a business in 2013, while keeping job, which failed & hurt credit score.Current sc...
Can they cancel my mortgage?
I recently bought a house and the lender has already paid the amount in full. I was thinking to buy it for myself and that's what i stated too, but recently i changed my mind and decided to rent it and ...
Mortgage Rates
Do mortgage rates vary depending on a persons credit score, like when applying for an automobile loan? I have been working on my FICO score, it's up slightly in the last 6 months, 440 to 510. Can I get ...
home being demolished
My home is being demolished due to fire damage. How do I get out of my mortgage? Insurance will not cover the full loan amount.
HOA Fees for new home
DO HOA fees have to be included in a mortgage? Can they be paid separately?
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