mortgage rate drop today, insane!

rates have dropped almost 1/2% since 11/6/18 .does this change my pre-approved rate? 30-yr fix 5.05% on 11/6

do i have to have a realtor?

I just started looking for my first house. Do i have to have a real estate agent? Don't they charge fees for their service?

Home Sales declined

Property values are exorbitant right now; the market is volatile, the new sales of homes are dropping, the gov is STILL (partly) shut down (12 days now) and Trump is in office. I'd love some professiona...

Does a FHA mortgage qualify? I have good credit and have a 3.75 interest...

Rate increase effects on closing fees

As rates seem to be fluctuating a lot this last quarter, how much impact really does .05%+ increase or so to a mortgage rate truly have as far as fees charged on a mortgage loan? I was approved in late...

Fed Shutdown

I was pre-approved for my 1st home through Fannie Mae. I realize Fannie and Freddie are a federal agency that support the mortgage industry. Should those that are considering new home purchase be worrie...

upside down, trying to refinance.

I have been reading in mortgage news that refinances are going up. I recently finished a credit repair system, my score went from 480-610. My home is upside down, I purchased in 2007, when rates were ex...

2nd Mortgage for Repair on Home

I have estimated over $15k in repairs that are needed to my roof before the bad winter weather sets in. As for as a loan, would a 2nd mortgage be better than a personal loan? I have so-so credit, 620 fi...

home equity

I filed a chapter 7 with no first mortgage had a home equity loan on it will I lose my home

Loss in Property Value

I am frightened to death to purchase right now! I have spent the last 2 years getting my credit up (FICO is now 880), paying off debt down to 10/90 DTI and retired this year with $899,500 in my 401k. My...

Seems high mortgage rates might drop sooner than later

It seems with the increase in mortgage rates, we may have hit a ceiling, as rates have been unchanged for the week and doped right before x-mas. Would this be a good time for an ARM loan? Seems rates mi...

Getting Approved Factors.

Does credit or DTI weigh heavier on getting approved for a first time mortgage? My credit is ok, 615, but I started working to pay it down through debt consolidation program. But now my DTI has gone up ...

Remove me from the title.

I want to remove my name from the title of the house with my x-husband. He refuses to remove me...Is this possible?

Looking to repair my credit to purchase an investment property

Holiday Rates

it seems that lenders are more conservative with rates as we near the Christmas holiday, is this typical or is there any proof of this? I am wondering if I should take advantage of my pre-approval rate ...