Should I add my self to my sons loan if my credit is lower than his?
580 Credit Score, Low Debt to income, 50 years old, $78K annual income. My son is buying a vacation prop, and needs my income to get the approval, but my score is considered "poor". My son has 700 FICO...
How much should I offer the sellers?
I am buying independent, not using a realtor. I am 33 years old, 780 credit score, $180k annual income and low debt to income ratio (under 30% debt). I want to be competitive, but I want to also get th...
My ARM is about to reset but I am thinking about refinancing...
My current rat is 5.25%, I have equity in my home and I have great credit. Should I refi?
Does outstanding 401k loan hurt DTI when applying for mortgage loan?
In July 2017 I took out a 401k loan to pay off credit card debt. I repay the loan twice a month, money is taken out of my paycheck. I am scheduled to pay off the loan in July 2019.Presently (March 2018)...
Short Sale Question. Good Credit 689. Income $85,000/year
1. I am $4,800 (3 months) behind on my mortgage and I owe more than my home is worth. Am I eligible for short sale or is my only option foreclosure or bankruptcy? 2. Will I still have to pay prop...
Sallie Mae Student loans reporting incorrectly on credit- what can a hom...
Over the weekend I met with a past client in southern CA, now divorcing her husband and buying her husband out to keep the house through a cash our refinance.My client has 5 seperate student loan accoun...
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