Refi or 2nd Mortgage
I am working to improve my credit. currently at 598. I have a large balloon payment coming due 8/2018 and I cannot afford. Would it be best to refi or take out a 2nd mtg on my home to cover me until i ...
FHA property condition requirements.
We are second in line/backup offer for a 100 year old farm house located in Wisconsin on 11 acres. The owner himself doesn't farm, but rends some of the land out to others that do-it is zoned partially ...
Can I negotiate points on my mortgage?
Hello. I am pre-approved for $150k and the home is valued at $142k, I have $5k down, 598 credit score, $5000 in debt and income of $90k/annually. I am trying to negotiate a better rate and keep my down ...
How Much House Can I Afford?
I am 23 years old and want to purchase my first home. I have $32k in savings and income of $45/annually. I have credit score of 598 and all my debt is paid off. I would like to purchase this property fo...
Want to increase prop value and remodel.
I am in the process of estimating a major remodel to my home, a second story add on and pool. This will increase my property value from $278k to $360k. I currently have about 33% debt, credit score 618 ...
Refinance after Ch.13
I Filled Ch. 13 2 years ago. My credit score is now 610, I have income of $52k/annually and debt of about $3k/mo with repayments. My payment are $1,100 on a $89k mortgage. I am coming up to a balloon p...
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