Co-Signer

I have been required to have a co-signer. I am a fist time buyer. My FICO is now 620 and income is increased to $88,500/year with a bonus included. I have a lot of debt from school, cars and credit card...

2nd Mortgage?

can I pay off debt with a 2nd mortgage or HELOC?

Lien on my home

I found out that the IRS put a lien on my home for past due taxes. I am trying to refi. How will this effect my approval?

Is my loan assumable

I would like to transfer my mortgage to my spouse for health reasons. I got married after my home was purchased. are mortgages assumable?

Special Financing for ADA

Are there any lenders who do special financing for Americans with disabilities? I am legally blind and partially deaf and I was told there are special services out there. Thanks for the information.

How compute FHA loan to cash out lease option

Additional details of lease option 10/2016,for %275K, value now $365,700.00. My loan to pay off computed on $275K or current value?

lease option 10/2016,for %275K, value now $365,700.00. My loan to pay of...

when is the best time to buy?

Do mortgage rates change seasonally? Is there a time of year (season) that rates are better than others? Or better time to buy in general. Rates seem to be very flaky and home prices here in CA are so h...

mortgage rate drop today, insane!

rates have dropped almost 1/2% since 11/6/18 .does this change my pre-approved rate? 30-yr fix 5.05% on 11/6

do i have to have a realtor?

I just started looking for my first house. Do i have to have a real estate agent? Don't they charge fees for their service?

Home Sales declined

Property values are exorbitant right now; the market is volatile, the new sales of homes are dropping, the gov is STILL (partly) shut down (12 days now) and Trump is in office. I'd love some professiona...

Does a FHA mortgage qualify? I have good credit and have a 3.75 interest...

Rate increase effects on closing fees

As rates seem to be fluctuating a lot this last quarter, how much impact really does .05%+ increase or so to a mortgage rate truly have as far as fees charged on a mortgage loan? I was approved in late...

Fed Shutdown

I was pre-approved for my 1st home through Fannie Mae. I realize Fannie and Freddie are a federal agency that support the mortgage industry. Should those that are considering new home purchase be worrie...

upside down, trying to refinance.

I have been reading in mortgage news that refinances are going up. I recently finished a credit repair system, my score went from 480-610. My home is upside down, I purchased in 2007, when rates were ex...