Looking to see if it's possible to obtain a mortgage after chapter 7 discharge (1 year). I have been reading that FHA will consider after one year if there was odd circumstances of the bankruptcy. Had ...
My home was deeded to me and I want to refinance to take out cash. What do I need and what questions should I ask when looking for a loan officer?
Buying a home with my girlfriend. She meets all of the requirements for a FHA loan. The thing is that I just filed bankruptcy so I won't be on the loan. Is there still a way to use my income though?
Considering downsizing. Should refinance into a 15 or 20 yr loan now or wait until my wife retires in 3 years?
Stats:67k a yearCredit cards almost paid off (so they dont count towards dti for min payments)Non-medical collections, less than 2kCharge off from 6 yrs agoBk that goes off credit in 2022Student loans- ...
Husbands score is 700 and only about 5000 in debt that we're paying off.We plan on applying for the mortgage together to use my income too but I don't have any credit history besides utility and cell ph...
Once I get pre qualified how long is that good for to find a home?
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