I have challenge credit - it's a WIP. FICO is at 544. With rates going back down, are lenders loosening up requirements to get approved for those with lower credit, less income, higher debt to income, etc?
Saved cash from family members (gifts) from graduation in 2017. Using the $9,400 for a down payment. Looking for a Home ready loan program for 1st time. My FICO is 640, DTI 40/60, income $45,088/year
...rates are pretty low, like in a year low. Are lenders out there recommending ARMs instead of fixed mortgages night now?
Do I have to deal with a real estate agent when starting the bid process/to buy a house? I found a few homes, but I'm a newbie and don't really know what I should do next - trying to get good direction...
There has been sever water damage to my bathroom and home owners insurance will not cover the damages. I don't have much equity in my home because I just purchased the house in March. Is there any type ...
demolished the house on the 2 lots recently purchased. Researching lenders. I am rebuilding on the lot, custom triplex for investment purposes.
Will past fraudulent activity on my credit report effect my ability to get approved for a mortgage loan?
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