We closed on a construction loan a month ago. We provided a down payment and land. The bank during closing required an appraisal of the land with projected house info in order to agree on the amount of ...
Looking to see if it's possible to obtain a mortgage after chapter 7 discharge (1 year). I have been reading that FHA will consider after one year if there was odd circumstances of the bankruptcy. Had ...
My home was deeded to me and I want to refinance to take out cash. What do I need and what questions should I ask when looking for a loan officer?
Buying a home with my girlfriend. She meets all of the requirements for a FHA loan. The thing is that I just filed bankruptcy so I won't be on the loan. Is there still a way to use my income though?
Considering downsizing. Should refinance into a 15 or 20 yr loan now or wait until my wife retires in 3 years?
Stats:67k a yearCredit cards almost paid off (so they dont count towards dti for min payments)Non-medical collections, less than 2kCharge off from 6 yrs agoBk that goes off credit in 2022Student loans- ...
Husbands score is 700 and only about 5000 in debt that we're paying off.We plan on applying for the mortgage together to use my income too but I don't have any credit history besides utility and cell ph...
Once I get pre qualified how long is that good for to find a home?
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