What type of mortgage is best?

I am a newbie in REI and recently bought a single family rental property. We just finished rehab and it is now in the market for rental. I want to make sure that all bases are covered. I already prepare...

Military man interested in REI

Hi, I always dreamed about getting into real estate investing and my chance has arrived. I am on active duty in the military and I plan to invest in rental properties in my hometown in Virginia. My dad ...

Should I accept offer?

I recently placed an offer on a duplex to house hack and I plan to use an FHA loan to get things done. The owner has given a counter offer and I’m inclined to accept but a complication came up as my l...

10% down lender in Florida

I am a real estate property investor in Florida and I was wondering if anyone knows of a lender who offers a 10% down on a non-owner occupied investment loan? There are credit unions in our area who off...

Is it time to let go of our duplex?

I own a single duplex in a very good area in Salem OR. We started out as a tenant in 2015 and bought it from our landlord in 2018 when he decided to sell and move out of state. We paid a good price back...

Outright payment of closing costs

Here’s my situation and I need some input. I have X amount of money to put down on a house. We assumed that the seller will pay for closing costs but it turns out they can’t. Is it wise to put $5k l...

Michael Nielsen, you had helped me try to get a loan 3 years ago here i...

Wife wants to buy her first property

My partner and I have been together for 10 years now and she has stayed home with our kids. The past year has seen her become a successful real estate agent and she wants to buy properties in her name. ...

Loan without my name in the mortgage

My wife and I have a contract on a 4 unit multifamily property in Maryland for $400k. We agreed to put down 25% or $100k and most of the cash we will use will come from accounts in my name. I don’t wa...

Proof of income having a bartending job

I’m reaching out to get feedback regarding my situation. I have 3 multi family cash flowing rentals in NY and I always encounter problems with financing due to my job. I work as a bartender and can’...

Hi, my name is Joshua and I am a Software Engineer, and I developed an a...

Investor with 2 bank accounts

I am a rental property investor in Arizona and I have a personal and business account. I only use my business account for the 4 rental properties I own so I know when money is coming in and out. I have ...

Do lenders consider rental income in your DTI?

I am purchasing an investment property that will be rented out. I am applying for a Freddie Mac backed mortgage and I want to know if the lender calculates the expected rental income into your DTI ratio...

Is there a way to lower title insurance?

Hi everyone, I am closing a mortgage and I have a question about title insurance. The contract specified that the seller agreed to buy owner’s title insurance. The title company said that the policy w...

Newbie investor needing advice

This is my first time to venture into real estate investing and I need your input. I live in the San Antonio area and I want to know how much I can borrow so I can determine how much I can spend on my f...