Self employed and looking to upgrade to a bigger home

It’s time to upgrade our home since the family is growing. I have two teenagers, a preteen and a toddler right now and our current home doesn’t have enough space for us all. I have been self employe...

Will late payments on my car loan affect my loan application?

We went house hunting last fall and we got approved for an FHA loan. The problem is I didn’t realize I had plenty of late payments from Ford. I paid on the day due by phone every month but somehow the...

Financing options for first timer?

My son saw a property that he fell in love with but he has no idea how to finance it. What’s the best option for land purchases in Cincinnati, Ohio?

Teacher applying for a loan

I sold my house back in 2018 and made a $4,500 profit. My current credit scores are 529, 549, and 472 and I am making $63k a year as a teacher. I have $420k in student loans and I am afraid I won’t qu...

Are there lenders who still do manual underwriting?

I was wondering if there are lenders who do manual underwriting in 2022? It’s quite challenging for low score applicants and the market is crazy here in Georgia. I am currently at 560 now due to medic...

Applying for a loan after a divorce

My wife and I are getting a divorce and we both have a mortgage currently. If she stays in our home I plan to buy a condo for myself. Will this hurt my chances for a new loan application? I just paid of...

Was getting a 2nd quote a mistake?

We are finally applying for a VA loan after some pretty awful years where we have taken hard hits on our credit. We got a pre approval and underwriters are looking at our documents at the moment. We tri...

Should I pay off my loan?

I have a rental property where I make $1k a month. I still own $40k on the loan with a total cost of $950k. Is it a good idea to pay it off and profit $1,950 a month?

Looking for lenders who can offer low down payment

I am looking for lenders who offer better than a 15% to 20% down payment for a conventional mortgage on two investment properties in the Atlanta area. Right now I am dealing with two preferred lenders a...

Conventional loan requirements for 5% down?

Does anyone know the requirements for a conventional mortgage with 5% down payment? I believe that lenders have different rules and requirements. I have an FHA loan on a duplex I currently live in and o...

How do I pick the best lender?

Are there any pointers on what to look for in lenders? I’ve talked to a local mortgage company and we’ve had a pretty good conversation about what they can offer. I don’t have the time to talk wit...

Specifics to my previous question - what lender will grant that small mo...

I have $140,000. I want to buy a house no for between $160,000 and $200,...

Looking for a lender in Florida

I want to buy a condo in Destin, Florida. Is there a lender who can give a 10% down fixed rate 30 year term? They allow short term rentals which is part of my plan for the property.

Low FICO scores applying for a loan

There are plenty of lenders who advertise that they offer loans based on the deal, cash flow, and other data. This goes against my recent applications where a medium FICO score is essential. Has anyone ...