Buy property with low down

I want to buy land but I don’t have enough for a down payment. I don’t qualify for most loans due to no credit history. How can I buy and purchase property? I have enough income and some savings for...

Newbie house hacker needing advice

Newbie house hacker here wanting to learn the ropes. I plan to house hack to get started in real estate investing and was wondering what the limit is on low down payment owner occupied loans. I am looki...

Cash out refinance with No W2

I have talked with different lenders and they refuse to cash out refinance a duplex I have owned for 5 years because I don’t have a W2 job because I got laid off due to the pandemic. The property was ...

Loan application with no assets

I am self employed working as a broker for the past 5 years. I plan to purchase my first multi family unit that’s worth between $300k to $600k. I have enough money saved for a 20% down payment, with g...

Commercial loan or construction loan?

I am a small investor looking for my next deal. I am eyeing a duplex that is unoccupied and renovated that is also zoned residential and commercial. It has an empty lot adjacent to the property which ca...

No closing costs on refinance?

I just got an offer to refinance from 3.5% to 2.625% from 30 years to a 20 year term. I still have $300k unpaid principal and will end up paying $106 more each month if I refinance but pay off 3 years e...

Closing costs in Jersey

Hi everyone, I plan to move to Hazlet and I want to know how much I would spend on closing costs. I’ve been getting different information and I’d like to verify what is correct. A friend told me tha...

Can a realtor help in covering closing costs?

Can a realtor contribute toward closing costs? A bank just offered us to cover all closing costs on a loan so I was wondering if a realtor can do the same? I still have to compute though because if the ...

Bridge loan payoff plan

I will buy a new primary home using some of the cash I got from a bridge loan. Once I close the deal I plan to sell the primary home to pay off the bridge loan. Both properties are located in East Bay, ...

what do you need for a texas rate term

need a loan for 15000 got a clear title for .500 acre with a block in ma...

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Should I refinance for a commercial property since interest rates are lo...

Since interest rates are lower now it seems that a cash out refinance is a good idea for a commercial building near Indianapolis. The property is well maintained and the current value is $900k. There ar...

Problem with 20% down

I just refinanced my first home and did a cash out refinance. My plan was to go for an FHA loan for another 10% down loan. I have closed and discovered that my new loan is an FHA but the only way to buy...

Wife needs convincing regarding taking out a 2nd mortgage

I’ve been trying to fund my next deal which takes a little creativity. My current home already has $200k in equity that I plan to use either via HELOC or cash out refinance to complete a BRRRR deal. I...

Best loan for 10% down payment

I’ve been renting a studio apartment for 3 years now and the owner offered me to buy the place as he planned to build his retirement home. He’ll be putting the property in the market this February a...