Will Getting Laid Off Affect Mortgage Application?

I lost my previous job due to COVID-19 and I just started with my new employer a few weeks ago. I worked for 4 years in my last job. We plan to apply for a mortgage to buy a new home, will my getting la...

Is Refinancing a Good Idea?

I have been paying double payments for a current mortgage for more than a year and should get it paid off in 2 years. My current interest rate is 5.375% fixed for 30 years. I still have $80k left on the...

Best Loan for Retirement Home Purchase

I own a rental property in Utah and I am looking to purchase a retirement home in California. My credit scores are in the low 600s. I am currently paying for a student loan at $400 plus child support at...

Is a 2nd Mortgage a Good Idea?

I am looking to buy a multi-family unit as an investment. My credit scores are 675, 650, and 640 respectively. I applied for a conventional mortgage but my lender told me that it would take 10 months to...

My husband bought a home before we got married. My name is not on the ti...

First Time Buyer For Studio Apartment

I plan to buy my first studio type apartment and I have saved up enough for a 3.5% down payment. The problem is, I have $100k in student loan debts that are deferred at the moment due to COVID-19. I als...

Best Loan for $90k Income

My income is at 90k a year but I’ve been with the company only for 6 months since I lost my previous work due to the pandemic. I’ve had 4 employers in the past 10 years with the same title and a lit...

Loan With Low Closing Costs

We are building our new home and we are set to close this November. This is my first time to look for mortgages and I want to make sure I pick the best one. I need a loan with the lowest payment possibl...

looking at some fix and flip or fix and fill business properties buildin...

what can you do with commercial properties

Mortgage With Little to No Money Down

I just moved to California and I am looking into purchasing my first apartment unit. It will be for a primary residence but I plan to transition it into a rental property. Can I get a loan with little t...

Loan Without Proof of Income

I want to apply for a mortgage but I don’t have any proof of income or address, is there a chance I qualify?

First Home Purchase Mortgage Qualifications

My wife and I plan to buy our first home which costs $500,000 and we plan to put a $100,000 down payment. Our income is a little over $150,000. Do we qualify for a mortgage? What are our options?

Reverse Mortgage Qualifications

I just turned 62 last year and I’ve been seeing ads on TV about reverse mortgages. I need extra cash to fund my grandson's college tuition and I want to know if I qualify for a reverse mortgage.

Need advice

I bought a $500,000 home with an interest rate of 3%. My family and I love the home and we plan to stay here for a very long time. My business is doing well and I have extra money to invest. My lender o...