I purchased my condo a few years back with an 8% down for $200k. Do I need to pay for PMI for the whole duration of the 30 year term? How can I get rid of PMI if possible?
We live in NY and are first time home buyers. The properties are quite expensive here and we can only afford to buy a home with down payment assistance. What is the best program available? Any inputs wi...
Is there a lender who would accept credit scores of 617, 558, 558? I have 8 negatives on 10 hard inquiries with 6 solid positives.
I am self-employed and I was told by my lender that I need to get rid of my work truck to eliminate the payment counting towards my DTI. Should I do it just to get a loan?
My wife and I have no debt other than our mortgage. We want to sell our current home to buy a new one and so far we have homes available that will put us at about 38% DTI. We can put down more than 20% ...
Hi, I’m looking to refinance and take out the cash to pay off my student loan. The house is owned and fully paid and I want to get the highest LTV. What can I do to get nearest to 100% loan value?
I bought a triplex and the loan requires it to be owner occupied. The problem is work is taking me away for 6 months this year. What are the repercussions if I get caught? Does anyone really check on th...
I own a home in Cali that I bought during the housing crash in 2010. It was a cash purchase and I am looking to buy a second home. I bought my home for $40k and I have over $250k in equity currently, ho...
I’m having a hard time refinancing since my single family unit is under $100k. The majority of banks all have minimums of $125k. I’m investing in a location that rents well but the values are not me...
I am looking to purchase a duplex in the Dominican Republic. The property is selling for $150k and I can’t find financing. Are there lenders who would allow an American to borrow money for a foreign p...
I presently own two rental properties without mortgage and have an existing tenant in one of them. I have a new construction in the works while the two rentals are in need of repairs. What can I do to l...
I am a college student and the house we are trying to buy if a little ways away from my school. I am planning to buy it with FHA with my dad as a co-buyer. Is it possible to still live in the town where...
I recently bought a property in cash and I am thinking whether I’ll be flipping or holding. If I hold and get a tenant I need help on how to do a cash out refinance quickly. Is it true that there has ...
I have been self employed for 6 years and last year I made 60k 1099 from a nail salon. Can I qualify for a loan with the $60k alone?
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