How to split profits with investor?

Hello everyone! I need help finding hard lenders who are willing to loan for a first time rehabber. So far lenders require me to have at least 1 flip in my portfolio before they consider lending to me. ...

What type of mortgage is best?

I am a newbie in REI and recently bought a single family rental property. We just finished rehab and it is now in the market for rental. I want to make sure that all bases are covered. I already prepare...

Military man interested in REI

Hi, I always dreamed about getting into real estate investing and my chance has arrived. I am on active duty in the military and I plan to invest in rental properties in my hometown in Virginia. My dad ...

Should I accept offer?

I recently placed an offer on a duplex to house hack and I plan to use an FHA loan to get things done. The owner has given a counter offer and I’m inclined to accept but a complication came up as my l...

10% down lender in Florida

I am a real estate property investor in Florida and I was wondering if anyone knows of a lender who offers a 10% down on a non-owner occupied investment loan? There are credit unions in our area who off...

Is it time to let go of our duplex?

I own a single duplex in a very good area in Salem OR. We started out as a tenant in 2015 and bought it from our landlord in 2018 when he decided to sell and move out of state. We paid a good price back...

Outright payment of closing costs

Here’s my situation and I need some input. I have X amount of money to put down on a house. We assumed that the seller will pay for closing costs but it turns out they can’t. Is it wise to put $5k l...

Michael Nielsen, you had helped me try to get a loan 3 years ago here i...

Wife wants to buy her first property

My partner and I have been together for 10 years now and she has stayed home with our kids. The past year has seen her become a successful real estate agent and she wants to buy properties in her name. ...

Loan without my name in the mortgage

My wife and I have a contract on a 4 unit multifamily property in Maryland for $400k. We agreed to put down 25% or $100k and most of the cash we will use will come from accounts in my name. I don’t wa...

Proof of income having a bartending job

I’m reaching out to get feedback regarding my situation. I have 3 multi family cash flowing rentals in NY and I always encounter problems with financing due to my job. I work as a bartender and can’...

Hi, my name is Joshua and I am a Software Engineer, and I developed an a...

Investor with 2 bank accounts

I am a rental property investor in Arizona and I have a personal and business account. I only use my business account for the 4 rental properties I own so I know when money is coming in and out. I have ...

Do lenders consider rental income in your DTI?

I am purchasing an investment property that will be rented out. I am applying for a Freddie Mac backed mortgage and I want to know if the lender calculates the expected rental income into your DTI ratio...

Is there a way to lower title insurance?

Hi everyone, I am closing a mortgage and I have a question about title insurance. The contract specified that the seller agreed to buy owner’s title insurance. The title company said that the policy w...