Applied for a reverse mortgage but got denied because the borrower was n...

I just got denied for a reverse mortgage because the borrower was not on the title. The home is owner occupied and I have lived here all my life. I want to remove my parents from the loan, is buying out...

Do I need to keep expenses to a minimum for loan approval?

I am self employed and I had a problem with my tax docs when I filed the last time. I made around $50k last year and after I wrote off expenses the total amount came out that I only made only $15k for t...

Loan denied due to property being too large

I got approval for an FHA loan with property value at $2.3M. The loan was for $650k and the property is 32 acres. On final clearing the loan was denied since the property is too large for both an FHA an...

What is my mortgage liability after divorce?

I just went through a divorce and would like to remove my name from a mortgage? I still live in the home while my husband moved out and left the state. Am I liable to pay even if my husband no longer wa...

Hello, my name is Ada from TDS. We have a domain that is currently on sa...

Help,Mortgage Fraud, Illegal Foreclose practices, defending against fore...

Do we qualify for a 2nd USDA loan?

We are planning to get a USDA loan for the 2nd time. Our location has an income limit for a guaranteed loan of $167k. My yearly income is $190k plus bonuses that pushes it to $220k annually. Is this eno...

Mortgage application with small business loan currently

I have a small business loan under my business name. The loan is not in my credit but it shows a hard inquiry from a lender offering a loan. Does this debt count in my DTI when buying a primary home?

Applied for pre approval, concerned about hard inquiry pulls

This is my first time applying for a mortgage and I have applied for pre-approval. Question is, do lenders continuously do hard inquiry pulls from your credit report?

Is it hard to get approved for down payment assistance?

I got pre approved for a home loan but I asked how I can afford the down payment. I said that I plan to apply for first time home buyers assistance. I currently have $14k in savings and I work as a nurs...

Any loans without closing costs?

I was looking to buy a home with a conventional mortgage but was short $5k for closing costs. I have more than that amount in investments to cover but I am not able to liquidate until a certain period w...

Net income needed to get approved for a loan

Let’s say you want to apply for a loan worth $200k and buy a rental property that costs $355k. Down payment will be $150k. Primary home is fully paid without any debts. How much net income do I need t...

we have a loan agreement that gives the lender a share of any increase i...

After my house settlement my realtor ask me for 500 dollars . My realtor...

Can I transfer PMI from an existing mortgage?

I have a question about refinancing. Why do you need to pay title insurance again when you refinance if you paid for it already when you bought the house previously? Can you transfer the insurance from ...