How long before I can apply for a loan after bankruptcy

I just filed for a Chapter 7 and I want to ask how long before I can apply for a loan? I’m on my way to rebuilding my credit and saving up for a down payment to make things easier when negotiating wit...

Get approved for a loan even with not so good credit

I watched a video on Youtube that showed how borrowers can get approved for a loan based on the cash flow of the commercial property even with not so great credit. A hard money lender gave me a quote at...

in ohio want to try to get rid of reverse mortgage of about 45,000

ohio want to try and borrow enough to pay odd reverse mortgaga of 45,000

Looking for a loan with zero or low down

Are there lenders who offer loans with zero or low downpayment? I want to purchase my first home buy I don’t have enough saved for a 20% down payment. I have good credit and no debts. I have been work...

Looking for lenders who finance mobile homes

Hi, I’m from Alabama and looking for lenders who would finance mobile homes. Banks here charge high interest and I’ve been looking for lenders but to no avail. I own my land and I tried a USDA and F...

Are there lenders who approve loans on bank statements alone?

Are there reputable lenders that will approve a loan on bank statements and payslips instead of tax returns? Last year's taxes were not great because I had to stay home due to the lockdown. My current p...

"Hi I've just checked your website lender411.com content and I must admi...

Buying a multi unit property and wondering if there are lenders who appr...

There’s a good investment property up for sale here in PA. It’s a multi unit property that costs $550k. Are there lenders who require 15% down or less on a 20 year loan? One unit will be our primary...

Can a lender get my home once I pass away?

I need funds for a home renovation and my wife suggested a reverse mortgage. I have pretty good equity on our home and it seems like a good idea since we don’t plan to move any time soon. I’m just w...

When is the best time to lock in rates?

We’ve signed a contract for a new construction which will be finished by April 2023 in Anaheim. I want to ask when is a good time to lock in rates and for how long? Is a prelock for 180 days a good id...

Are there loan products for gig workers out there?

I lost my job during the pandemic and I have been freelancing for the past year. I want to buy my first condo but I don’t have updated tax returns nor W2s. What are my options? Are there loan products...

Buying a new home and having my condo rented out

I bought a condo 3 years ago at $250k and currently owe around $150k. I can pay $50k towards the principal in the next 2 months and I want to buy a new home and have the condo rented out. Friends have s...

Can I get a loan as a senior?

I am 75 years old, happily married and in the peak of health. I was wondering if a lender would give me refinancing from a 30 year loan to a 15 year loan? My credit score is in the 800s but I’m worrie...

What payments are used in calculating DTI?

I am considering adding my phone bill, utilities and my cable bill to my credit report to boost my FICO score. Will lenders use all these payments to qualify me for a home purchase?