Can I roll closing costs via seller?

Currently closing on a house and appraisal came in higher than my offer. How do I roll some of my closing costs via the seller? Plan to tack at least $10k to the total loan amount.

Buying a second home with complications

Hi, I want to ask if it’s possible to buy a property as a primary home even if you do not work in the same state as the property? I work in New York and I’m buying in VA. My wife will live in the VA...

Need help on how to proceed in my situation

I have no idea what type of loan I need. I have been renting to own with a contract to get my own mortgage this year for the remainder of what’s owed. The home is in my name and I pay the taxes. I hav...

In need of a 95% loan. I have repaired credit after short sale 2 years a...

Should I buy down the rate?

We just got pre approved for a loan and got a $200k loan that was upgraded to $250k after paying off income tax. I asked for the rate we would be getting and the lender quoted 4.375% with the option of ...

Applying for a loan with income source in question

I live in Colorado and my business is in the marijuana industry. Are there non qm loans that I can apply for to purchase a new condo? Banks won’t work with me because of the company that I own. What a...

Will 3 errors on my credit report affect my loan?

I plan to buy a studio unit in the next 6 months but I’ve got 3 errors on my credit report. I already applied for corrections and I was wondering how long before the corrections take effect. Should I ...

URGENT LOAN IS AVAILABLE NOW

URGENT LOAN IS AVAILABLE NOWTODAY I GOT MY DESIRED LOAN AMOUNT $760K FROM A RELIABLE,TRUSTED AND REGISTERED PRIVATE LOAN COMPANY LAST WEEK,BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN? ARE NOW AFFORDABLE...

Can the bank of a default loan take the other person ooff title knowing ...

Buying a 2nd home after we bought our first with cash

We just bought a house and paid in cash. We now plan to buy a second home through financing. Will the 2nd home be counted as our first or second home? I didn’t declare the first home when I filed taxe...

Will the change from employment to independent contractor affect our mor...

My wife and I want to buy our first home this summer but he just got an offer for a new job with higher income. He’s going from a W2 to an independent contractor. If he accepts, would it affect our lo...

Transfer tax too high?

I am trying to convert my current HELOC into a loan for $140k. I noticed a transfer tax under closing cost amounting to $1,880. Is this charge accurate? I live in Maryland by the way. TIA!

Prospective landlord thinking about renting out our property or selling

We own a primary home that we want to keep and rent out. Do we need to refinance our current home to buy another? We live in Georgia and we want to move to an area with more families and kids in the nei...

Would I encounter issues with the IRS if I buy my dad's property?

My dad has been wanting to sell his house to me at a very huge discount. The house is worth 5 times the price he is selling given its current condition and he has decided to let me have it. The home is ...

Which is better a cash out refinance or HELOC?

Hi, I want to buy a second home and plan to rent it our short term via AirBnB. My budget is $250k and we plan to use the property ourselves twice a year. There’s enough cash for a 30% down and I am co...