Bank or Private lender?

There’s a duplex I want to purchase and turn into a rental property. There is a great demand for rentals in our neighborhood and I want to get into the game. Who has better rates and fees for investme...

Seller wants cash only

I’m new to real estate investing and I'm eyeing a property in Tampa. The seller wants cash only which I can’t afford right now. Is hard money lending an option? What do I watch out for to protect my...

What documents to submit for SFH vs Multi Unit?

What documents should I prepare when applying for a conventional loan for a single family rental compared to a multi unit investment property of 5 units or more? Do lenders ask the same data for both?

Cash out refinance after project completion

Hi everyone, I’m ready to spend $400k to turn a building I bought into a nice 6 unit apartment complete with individual water meters, sprinkler systems etc. I estimate rental income at $1650 each unit...

HELOC or DSCR?

I need advice on getting a HELOC or DSCR in my situation. I currently own a condo that is fully paid off and I want to get a loan on it to purchase a rental in Texas where my folks live. I am currently ...

BOUGHT A CAR

So I did something dumb and bought a car weeks out from my closing. It is a VA Home Loan and we make plenty of money. It took our DTI from 39% to 40%. They did not gross up for my wife's and I's VA D...

Working 4 years but with different employers and I am want to apply for ...

Hi, I’ve been working part time since 2018 and I’m graduating this fall of 2022. I have a full time job waiting but I’m thinking about enrolling for a masters degree. Will I be able to qualify for...

Do I need carrying costs on hand for my flip??

I am flipping a house that needs renovation. I want to know if I need carrying costs on hand or does the loan pay for the monthly fees? I have enough for a 20% down but that’s all I have at the moment...

Getting my property ready for appraisal

I own a property that we’re renovating before we put it out on the market. It has an inground pool that we are concerned with due to potential liability and maintenance issues. Do we fill it prior to...

I am looking for down payment assistance for commercial multifamily.Plea...

Is the down payment assistant program for commercial properties still av...

afre you still offering the down payment assist

I am looking for down payment assistance for commercial multifamily properties

Do I boost scores to get approved?

I need to move out from my rental property by the end of the year. I have 4 dogs so renting would be a challenge. Am now looking to buy with credit scores in the high 500s with not so good credit remark...

180 day lock for a new construction, is it a good idea?

A lender is offering a 180 day lock for a new build. I also have another who gave a 120 day lock and 60 day lock. If both lenders go through with underwriting simultaneously will there be a negative eff...

Should I lock in ?

There’s a home here in Austin worth $590k and it would be perfect for a growing family like ours. My mid credit score is 688 and a lender offered 4.75% with no points and fees. Is this a good rate? Sh...