If we have 20% equity in our home, can we still get a HELOC? if so, what...
We are in Orange County, CA
How long will the rates remain this low? My option ARM expires in a few...
When I refi, it will get higher than my current rate.
Senior Citizen purchasing a vacation home..
Hi everyone,Quick, general question for anyone who can help: my mother, who is 65 and living in Colorado is wanting to purchase a 2nd home (condo) in LA. She has near 800 credit score, zero debts (no ...
15-yr vs 30-yr
Suppose you are applying for a loan of 550K, you can choose either 15-yr 4.5% fixed interest rate or 30-yr 5.25% fixed interest rate. Which one would you choose? And why?
Need advice - trying to get pre-approved but am in a strange situation
So, my wife is a co-signer on her parent's house (don't ask me why) and we figured before we try to get pre-approved for OUR loan, she should take her name off the title to her parent's house. As a res...
I am making less money than when I bought my house. I want to know if t...
lower income, refi my house
I am making less money than when I bought my house. I want to know if t...
lower income, refi my house
Is it true that it is the law that I must get a Good Fatih Estimate from...
can I report him to governemt?
Income to debt ratio
I'm married and file income tax jointly with my wife. Question is if I'm trying to take out a mortgage by myself, when banks calculate loan amount based on income to debt ratio and credit score, do the...
FHA 5/1 ARM Question
My husband and I are trying to purchase a condo and are stuck on which financing option to go with. Wells Fargo, the condo's preferred lender, is offering an FHA 5/1 ARM. The seller has agreed to buy po...
Do any of you good professionals beleive the real estate market will bot...
We are trying to figure out where the bottom is to only buy at that time.
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