We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...
We are in the market for a car and a house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be pre-approved but IN...
I have one more year left of my 3 in Chapter 13 bankruptcy. I was recently approved for a small credit card at a car repair shop that will be good to help rebuild my credit. I help take care of my disab...
can i find a lender for a home with poor credit WHILE i am working with a company to improve my credit by deleting derogatory credit history?
Hello, I would like to either sell or rent out the home I'm in now and buy a new home that is a bit less then what this home costs. It also has an inlaw apartment that I could rent out.I bought this hou...
I HAVE BEEN SEARCHING FOR A HOME ABOUT A YEAR NOW. I SEEN A FEW HOUSES FOR LESS THAN $30,000 AND NO ONE IN MY AREA COULD HELP. I AM A FIRST TIME HOME BUYER AND I NEED HELP.
Here's the question...can you get an FHA mortgage for a multi-family home with a cosigener. my fiance and i will be the buyers and living in the home, my mother is the cosigner but in no way connected t...
Hello. I wanted to see what Loan amount I would be approved for if I had FICO of 722, income of 3500 a month with 565 of it going towards (car/credit card). Also would I be approved for more if I had li...
If the seller agrees to pay 4% closing costs, would that include the prepayment of taxes, etc that you pay when you close escrow? Just wondering if that was considered a closing cost, or just part of th...
I am getting a lot of different rates from lenders and am not sure how to view them. Those with lower interest rates have higher lender fees (by about $1000...5.25% vs. 5.37%). Is it better to go with...
I'm trying to purchase my first home. I'm having a problem because my credit score is 584, but i do have a co signer that I have not used yet. Is there someone or something that can help me get a home...
My husband is self employed, and I earn $45,000 base salary with OT $60,000. We are looking to buy in Los angeles, from SFV to areas near downtown LA (there are homes in this price range) We would be 1...
I saw a question on this site as I was browsing which sparked an idea. How long to get a pre-approval letter, and do you need to do it in person? And do you need to do it in the state you live? or where...
Ask our community a question.