FHA question

We just want to buy our first house and get out of an apartment. We need to use FHA because of the low downpayment requirement. The prevailing REOs all need work. The standard sales that meet FHA req...

loan question in florida

Income = 80K+ per year + unofficial $1300 per month rental in my single family home.Have a current Loan in primary residence = 400,000 of 820K at 5.5% 15 year, mortgage+tax = 4750 per monthWant to purch...

question how much do we need to put down with a 780 credit score?

Hi there, We have an investment property in Boston, MA which is carrying a mortage. We're currently renting in rockville, md and are hoping to buy a primary residence here. Will it be diffficult to get...

How much time to apply for a loan after escrow closes?

We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...

Do I qualify for a new home?

We are in the market for a car and a house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be pre-approved but IN...

One more year left on chapter 13 bankruptcy. Can I get a home loan?

I have one more year left of my 3 in Chapter 13 bankruptcy. I was recently approved for a small credit card at a car repair shop that will be good to help rebuild my credit. I help take care of my disab...

FIRST TIME HOME BUYER WITH POOR CREDIT

can i find a lender for a home with poor credit WHILE i am working with a company to improve my credit by deleting derogatory credit history?

We are first time home buyers with poor credit and FICO scores under 600...

Should I rent out old house so I can get a new house? confused

Hello, I would like to either sell or rent out the home I'm in now and buy a new home that is a bit less then what this home costs. It also has an inlaw apartment that I could rent out.I bought this hou...

IS THERE ANY LENDERS WHO FINANCE A HOME UNDER $30,000?

I HAVE BEEN SEARCHING FOR A HOME ABOUT A YEAR NOW. I SEEN A FEW HOUSES FOR LESS THAN $30,000 AND NO ONE IN MY AREA COULD HELP. I AM A FIRST TIME HOME BUYER AND I NEED HELP.

Fha mortgage co-signer question

Here's the question...can you get an FHA mortgage for a multi-family home with a cosigener. my fiance and i will be the buyers and living in the home, my mother is the cosigner but in no way connected t...

I would like to purchase a New Home

Hello. I wanted to see what Loan amount I would be approved for if I had FICO of 722, income of 3500 a month with 565 of it going towards (car/credit card). Also would I be approved for more if I had li...

Closing cost question

If the seller agrees to pay 4% closing costs, would that include the prepayment of taxes, etc that you pay when you close escrow? Just wondering if that was considered a closing cost, or just part of th...

Lower lender fees versus lower lender rates

I am getting a lot of different rates from lenders and am not sure how to view them. Those with lower interest rates have higher lender fees (by about $1000...5.25% vs. 5.37%). Is it better to go with...

I'm looking for a home loan. This will be my first time purchasing a home.

I'm trying to purchase my first home. I'm having a problem because my credit score is 584, but i do have a co signer that I have not used yet. Is there someone or something that can help me get a home...