My credit is 680 what kind of mortgage rate can I obtain

Depends on your loan to value ratio. Call me at 866-970-3400 x-5135 so I can get the details of your transaction and give you an accurate rate quote

That depends on a number of other factors. Feel free to give us a call at 858-605-0952 to go over situation.

It depends on what type of loan you are looking for. Your debt to income ratio, down payment and reserves after closing will most likely dictate what type of loan you qualify for.

As mentioned below, credit score is only one factor that plays into interest rate, fees and program availability. Put yourself in the shoes of a lender; if one person was putting down 50% to live in a home and another was putting down 20% for a property they wanted to rent out, which would you consider a bigger risk?