looking for a 80% LTV refi loan in michigan. Credit on the mend, good equity in home, good job good income. C

Go ahead and give me a call or email and I can see what I can do for you. We need to discuss more than you're telling me so if you'd like to speak offline that is fine with me. Have a great day.

As long as your debt ratio works (45 or lower) and you have at least a 620 score you can go conventional up to 85%. If under 620 you will need to go FHA and you can go upto 85% with as high as 55% debt ratio.

Your options probably are dependant mainly on what you mean by "credit on the mend". I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

Will simply come down to your credit score and income as all the other lenders have pointed out. You may be able to push your debt to income ratios above 45% if you have adequate reserves. You terms will also be contingent on what you are asking for - cash out or rate and term.