I have a credit score around 688. I foreclosed on my house and it will be 2 years in May. I have excellent income. I am looking to buy a home and looking for broker/mortgage company who can offer me loan. by amol_m_805_694 from Glendale, Arizona. Mar 15th 2013
Charlie Sparks (CharlieSparks)
You will be eligible for and FHA loan after the foreclosure is 2 years old and, under certain circumstances, a conventional loan. My co. is based in AZ but since I am only licensed in NM I suggest you contact Rocke Andrews, (520) 323-1368. He can work with you to get you approved. Thanks and good success to you!
Joseph Afonso (jafonso)
We have programs that allow you to finance two years after a foreclosure. We are a local Mortgage Banker located here in the Valley and I am licensed on AZ. If you would like to discuss your options give me a call at 6025317040.
Joseph Afonso (jafonso)
You will be eligable to quality for some of he programs that we offer at Peoples Mortgage Company we are located here in the Valley and I am licenced in AZ give me a call 602-531-7040 and we can discuss your options.
Joe Metzler (JoeMetzler)
You caused a mortgage lender a loss. No new mortgage lender is super excited to lend to someone like that anytime soon. Generally speaking, all your traditional mortgage loans will require a minimum wait period of three years. There are a few exceptions, but 95% of the time 95% of the people need to wait 3 years. IN MN or WI, call 651-552-3681 for more info
Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
The 2 year wait period usually starts from the date of sale of your foreclosed house. At that point you should be able to qualify for an FHA loan as long as all other requirements are met.
Jason Robinson (CFIsupport)
2 Years for most Gov't loan programs.
Raymond Denton (Raymond)
The waiting period for FHA and VA is 3 years.
Raymond Denton (Raymond)
With FHA and VA, it works like this for bankruptcy and foreclosure - the waiting period is:1 year from filing date for chapter 132 years from discharge date for chapter 73 years from recording date for foreclosure
Dave Metsker (DaveMetsker)
Most programs require a wait of 2 years after a foreclosure.
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