Is it possible for a recent college graduate to get a home loan?

Yes... if you have sufficient employed, income and credit scores, then yes... but your questions is so vague, it's hard to determine if you can purchase... every scenario is different... need many more details.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You would need to have 2 years of employment history, if not at the same job then in the same industry or line of work as well as a middle credit score of at least 640 and enough money to cover a minimum down payment of 3.5% (that's for FHA loans, a larger down pymt is required for other types of loans), about $3k in closing costs and another couple thousand for your prepaid items like taxes and insurance and daily interest, then another probably three months of cash reserves equal to the estimated new monthly mortgage payment. If you have all of thatcovered then yes, you can get a mortgage loan.

Yes, it is possible. Will you qualify? Maybe. Work with a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories to find out what you qualify for and. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Yes, it is possible. you should speak with a mortgage broker not a bank that covers NC.

Yes, it is possible if your meet credit score qualifications, have steady income, a down payment set aside, etc. You may be able to obtain an FHA loan, which is available for borrowers with only a 3.5% down payment and lower credit scores. Contact a lender licensed in North Carolina to go over your scenario and find out you eligibility.

A FHA loan would probably be the best loan for you. They have the most leniency as it pertains to job history especially if you received a professional designation (certificate) and have received your first paycheck. I am a lender licensed in NC and would be happy to speak to you about your situation.Ken Baltes 704-579-0387

Depending on the details as others have said it shouldn't be a problem and you won't need 2 years employment history with us. I can help you evaluate options if you like: pdumouchel@primelending.com or direct 843.619.6025