I am looking for fixed rate second mortgage in Bend Oregon

Your best bet is to check with your local community bank. You will need to be able to let them know what your current loan to value is and what your combined loan to value will be after you take out the second. If it's over 85% it will be a difficult task.

Credit unions are often a bit more flexible on their guidelines than banks, try those in addition to smaller local banks.

I agree with previous answers. You are best off checking with a local small bank or credit union. I do have a 2nd mortgage Line of Credit that I offer. (Adjustable) But, unfortunately I am not able to offer that particular product in Oregon. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

I agree with the previous responses that a local credit union can offer good choices 2nds, but will typically only go to 80% to 85% loan-to-value.I'm happy to offer my 'free' professional advice to review your scenario in greater detail. to see if there are any other mortgage options that will serve your lending needs.Don't hesitate to contact me. I am happy to help.Randy FreeMortgage Advisor NMLS# 283930Opes Advisors, Inc. NMLS# 235584(541) 984-5428 Direct Phone 4710 Village Plaza Loop, Suite 210, Eugene, OR 97401