How long must I have had my mortgae for before I can refinance?

You should be fine to refinance assuming you have the equity required. Contact me for specifics and we can get started. Gregorio Denny --WeFixRates.Com--

You can refinance now depending on the equity status in your home. I am a Federal Lender and am HUD, FHA, and VA approved in all 50 states. Our rates, terms and programs cannot be beat. 75 years in business and FDIC insured. Feel free to contact me for any questions or concerns. I would be happy to assist with your refinance goals.Christopher Stone - Home Savings of America-

YES absolutely. What a perfect time for you to refinance with interest rates at all time lows !!!!!

Go ahead and refinance if makes financial sense.There is no minimum waiting period before you can refinance a loan, in 99.9% of circumstances. You could actually do it the day after you get it. You do want to be aware of any prepayment penalty you might have on your loan.If you've had your loan for 5 years this will likely not be a problem. Read through your NOTE to see if there is one. A prepayment penalty cannot stop you from refinancing but it will allow the lender to charge you as much as 6 months payments as a penalty for paying off before a specified time, usually not longer than 5 years. Stop Foreclosure. Save Your Credit. 800 Mendocino Ave. Ste 2Santa Rosa, CA 95401(707)523-2099 - Ext:12(707)523-1875 - Faxwww.sunpacmortgage.com