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Forest Tardibuono is the Owner and Broker of Sun Pacific Mortgage & Real Estate which is a family run business since 1988. Along with his wife and partner Lynn, they formed Sun Pacific Mortgage with the ideal of helping people get quality real estate financing. Later on the Real Estate side was established as a complement to the rapidly expanding mortgage business.

Their stated purpose for the more than 22 years they have been in business is to educate borrowers and buyers so that they can make informed decisions. The testament to the importance of that purpose to educate is evident in the fact that the bulk of their business is from returning customers and the referrals by those same people. Informed clients truly appreciate the extra effort!

In keeping with the ideal of helping people, Sun Pacific Mortgage & Real Estate has evolved along the following lines...

- Private Money (Hard Money): This is financing by private individuals for borrowers with equity that have less than stellar credit, problems in verifying income, and/or problems with their property for whatever reason. Private money is very often used for purchasing a home by Buyers who have credit problems and/or problems with the property.

- Short Sale Listing: Sun Pacific can help save your credit by helping you sell your house for less than is owed against it. This will lessen the crushing blow dealt to your credit by a foreclosure.

- Free Referral Resource: After moe than 22 years in the business, Sun Pacific Mortgage has many referral sources for any and all aspects of real estate purchase and finance transactions. This is a huge help to potential Buyers, Sellers and Borrowers.

Sun Pacific now has a new website that furthers the educational ideal established by Lynn and Forest over 20 yeras ago. It provides timely and useful information about different types of loans, real estate in general, foreclosures for sale and the current state of the market. Be sure to look for the information regarding the current California state tax credit.

Forest and Lynn are available...they would like to know how they can better serve Homebuyers, Borrowers, other Agents and Private Investors.


1. Newly Built Home- There are still newly built homes on the market. In the Sunday section of the newspaper, there are highlighted with a map. Sometimes there is special financing through the builder. 2. Resale Home- These...
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Is Private Money a good loan? As a Private Money lender for the last 20+ years I have been asked many, many times - "Is that a good loan?" Initially i would do the analysis of the house payment compared to 30 year fixed rates...
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From published reports in a number of sources it looks like half the experts predict that long-term rates will rise in the very near future and the other half predict they won't. Many experts feel the economy is showing...
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