Have very bad credit but we own our home with no mortgage trying to pay all debt off

If this is your primary residence and you can you verify your income I'm able to overlook your credit issues and provide a residential private money loans. Note our loans close in 14-21 business days Thank you, Pouyan Broukhim---PB Financial Group Corp323-935-5555 x 102 Office866-318-4471 Direct Faxinfo@pbfinancialgrp.comhttp://www.pbfinancialgrp.com/wholesale.phpPB Financial Group Corp 357614Pouyan Broukhim 348736

Need much more info to properly advise you.. Everyone's perception of bad credit is different, so for this reason, credit reporting agencies will look at your complete credit history (within the confinements of the law), and produce a risk factor score which is based on an industry acceptable scoring system.. (Fico, Beacon, Fair Issac). For most all conforming loan programs, you will need a 620 or higher.. a few lenders go to 600 or 580, with even fewer going lower.. Keep in mind that the lower the score, the more strict the guidelines and the more difficult it will be to obtain financing. Also be advised that it takes more than a credit score to purchase / refinance a home. The lender will look at your complete loan scenario, not just a credit score, when determining one's eligibility.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Agree with William you won't know what you really qualify for or not unless you allow someone to look at your personal financial statement to determine what your true option are. The silver lining is you have a property that is paid off and you will qualify for a loan the question will be terms. Contact me to discuss further. Have A Blessed Day.