do you have rates for 10 yr fixed with no closing cost?

Hey Dennis.. There's no such thing as a no closing cost loan.. Loan officers don't work for free, title companies don't insure loans for free, appraisers don't appraise for free... etc..Someone has to pay for these costs and it's always the borrower.. You either pay upfront or you pay by paying a higher interest rate.. But either way, it's you paying... You put yourself in a position for disappointment if you are relying on an internet post to find a free loan.. The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I need some more information.. loan size, type of loan, primary or investment, income vs debts, and credit history... I do have 10 yr rates, so if you would like you can call me at 602-330-1598 , and yes I can lend in CA, OR email me at yourloanpartnerforlife@live.comand my website is www.yourloanpartnerforlife.com you might have to copy and paste into your broswer, it will depend on your server happy sunday linad

William is correct. You will pay closing costs one way or another. If they say no closing costs you will get a higher rate. The best thing to do is to except the closing costs and the lower interest rate. Good luck.

hi there: If you'd like to contact me to discuss...we are a credit union and perhaps can assist u with a no closing cost loan or will try to match your current lender. Banks/lenders can absorb the closing costs of a loan depending on loan amt etc Brokers will not be able to do so and has to provide a higher interest rate to cover all your closing costs. Mike (703 505 5300) NMLS 754875

Yes but its gotta be a rate with a credit to cover the costs. nothing in the world is ever free. somehow some way it costs money.

Great Question!YES I HAVE RATES WITH NO CLOSING COSTS ON A 10 YEAR FIXED LOAN!I would say on a conforming loan amount of about $350,000 I could get you a rate of 3.00% or better for no points and no costs if you were a well qualified borrow. The bank will pay ALL the fees associated with this transaction creating a no cost loan. The loan amount is an issue because if the loan is too small, the rebate cannot cover all the expenses quite so easily as is the case of my example $350,000 loan. On a larger loan amount the NO COST loan is easier to pull of with a great rate still being given to the borrower. With rates at unbelievable lows, a no points no cost option is still going to have a great rate today.I am a Los Angeles Mortgage broker who can fund only California Borrowers. Please contact me and give me the details about your situation. I look forward to hearing from you.Jedd Nabonsal-Mortgage Broker Cell 310 433-1703 jeddnabonsal@gmail.com Pinnacle Bancorp Los Angeles California

Yes and no. Even though you can get a loan without paying points and fees upfront, it will be at a higher interest rate, so you will be paying these costs over the life of the loan with your monthly payments. However, if you are desirous of conserving your cash, perhaps a higher interest rate is what's best for your particular situation. It's entirely up to you. Currently, it is possible through my lenders to structure you a 10-year loan without having to pay any costs out-of-pocket in the high 2s to low 3s, if it's a loan of $417K or less, depending upon the loan amount and your ability to qualify for it. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 39 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

As everyone said, you pay clsoing costs one way or another