Can you do HARP loans if your loan is not Freddie Mac?

HARP loans require your loan to be owned by Freddie Mac or Fannie Mae.. and although the links were provided by others here, you far better off letting a mortgage professional look it up for you.. the search sites are VERY Specific.. something as simple as "123 W. Thomas Ave" could get you different results than "123 West Thomas Avenue".. Also, even if your loan does not qualify for HARP, it doesn't mean you cannot refinance.. by contacting a local mortgage broker, you should be able to get some pretty solid, accurate quotes.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You can complete a HARP refinance if you loan is backed by either Freddie Mac or Fannie Mae. You can use the links posted below to check if your loan is backed by either Fannie or Freddie. Fannie Mae Loan Look Up - https://www.knowyouroptions.com/loanlookupFreddie Mac Loan Look Up - https://ww3.freddiemac.com/corporate/

HARP is for either Fannie Mae or Freddie Mac. Who you make your payments to doesn't matter. Check Freddie Mac at https://ww3.freddiemac.com/corporate. Check Fannie Mae at https://www.knowyouroptions.com/loanlookup

HARP is for either Fannie Mae or Freddie Mac.

Loan must be a Fannie or Freddie www. HOMEMORTGAGEXPERT.com Peter Savino

Yes if it is a Fannie Mae loan you can do it as well.

HARP specifically is for loans delivered to Fannie Mae or Freddie Mac prior to May 31, 2009. If your loan is FHA or VA, you might still be able to do a streamline to lower your payment (if that is what you are trying to do). Also, if you have some equity, you might be able to still refinance and still achieve payment or term reduction.

You can go to: http://www.fanniemae.com/loanlookup// to check if Fannie Mae is owner (US Bank being servicer) or to: https://ww3.freddiemac.com/corporate/to see if Freddie Mac is the owner. As noted by others HARP only works if the last previous documentation (loan process) was completed beforeJune 1, 2009. The same date applies if your loan is FHA backed (which should be in your loan documentation).If your loan is not one of these three -- then there is not much chance of HARP type refinance. You would have to have equity, so that lender coulddo normal refinance for you. Since I don't know where you live, I will have to give generic advice to contact a local, licensed mortgage professional toget more specific information on your situation.

Check the links posted by the forum members.

HARP loans require your loan to be owned by Freddie Mac or Fannie Mae.. and although the links were provided by others here, you far better off letting a mortgage professional look it up for you.. the search sites are VERY Specific.. something as simple as "123 W. Thomas Ave" could get you different results than "123 West Thomas Avenue".. Also, even if your loan does not qualify for HARP, it doesn't mean you cannot refinance.. by contacting a local mortgage broker, you should be able to get some pretty solid, accurate quotes.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Harp loans are only for Freddie Mac and Fannie Mae held loans.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

It can also be done for Fannie Mae purchased loans as long as it was bought by either of them before 6/1/09, and depending upon the loan amount. This is critical as to whether or not your loan could have even been purchased at all depending upon when it was originated. If you send me your name, address, and the last 4 digits of your social, I'll verify this for you.

It can also be done with a Fannie Mae owned loan. US Bank has a Large portfolio loan base, making it unlikely that your loan is Fannie or Freddie.