Can I get a home mortgage straight out of college?

Assuming you have been a FULL TIME student for the last 2 years (verified by school transcripts), and assuming you're going to work in your field of study, then your education is considered as a continuation of employment, so, YES.. You can get a mortgage.. you have to have 30 days of pay stubs before you can close... and FHA requires 3.5% down, so a minimum of $2100 is required... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

If you have at least 3.5% down payment, satisfactory credit and stable employment income, go for it. The lenders in this forum, who are in your area, would be happy to help you.

Absolutely! You would have to qualify though. You would need the min credit score and credit history, as well as, the first paycheck from your new employer. Also, you'll need to be working in the field of your degree. I would be more than happy to help guide you through the process. Feel free to contact me. Ray at 254-449-7196 or rlewis@englending.com

With your college degree, and you have landed a job, you should not have a problem. You can look at a FHA loan with only 3.5% down and enter the market. Good luck!

Yes,You should be prepared for the 3.50% down payment while having some additional funds on reserve. You should also be prepared to verify that you have been a full time student (transcripts) for the past two years. Underwriting may also require that you wait until you receive your first paycheck before the loan is final approved.As Dave stated below, there is surely a lender in this forum that would be glad to assist you. Congratulations on graduation and your new position!

Yes, you should be able to qualify for an FHA loan.

Simple answer is Yes! You will need your offer letter or signed agreement along with current pay stubs. You will need a copy of your transcripts and or Degree.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation.Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com

Yes, as all the others have stated and get a stamped copy of your last transcript. Go to them and get it and avoid them sending it to you which can take up to 4 weeks.

Absolutely! And be wary of information you get from the TV reports (news or otherwise). I could just scream when I hear some of the inaccurate information shared out there. Reach out and talk to a professional lender. Even some Realtors think you need 20% down and that's just no so. Good luck!

The answer is most likely YES!

Go Wolfpack! Congratulations on your hard work and landing a new job. There are many programs out there that should be able to assist you, depending on if these are available in the state of South Carolina. Across the country in specified areas, there are programs that assist "First Time Home Buyers" - some that even pay for the majority of the Down Payment required by FHA, which is 3.5%. Make sure you talk to a knowledgeable lender in South Carolina who is willing to spend the time with you to discuss any and all options. Remember one thing, it is not what the lender knows, but how well the lender knows how to take care of you! If you ever know of anyone in looking to do home financing in the State of Missouri, give them my name or tell them to call. Bart Castelli. 314-744-7806. Castelli.ValuedLender.com.

As long as the new job is in the field you just graduated, you can get a loan right away. You will need to be at the job 30-days, and provide your school transcripts.

Absolutely! Give me a call at 877-816-1220 ext. 8677. I will be happy to provide you with a free mortgage quote.

You should be fine if you worked part time while in college, if not you may have to wait 90 days of working to purchase your new home. It's great that you're buying your first home out of college at such an affordable price. Good luck! We do lend in SC!