Can I get a HARP refinance if I have a HELOC?

Yes... your existing 2nd lender will have to re subordinate, and most do.. Keep in mind that they are under no obligation to do it, and there are a few lenders out there that might not re subordinate, so before you start the process, you might want to contact them and ask ahead of time.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Yes it isn't a problem. We just subordinate the 2nd. mortgage, we can help you with that as it's not that difficult. Give me a call and we can go through your options. We specialize in HARP loans. P: 888-320-7888 - www.MortgagesforAmerica.org - Ken Burrows

Yes, HARP loans allow for re-subordination of junior liens, such as a HELOC if it is in 2nd Lien Position. You can also explore other options if you have any equity in the property. I'd be happy to discuss those options if you have any interest in sharing more details about your situation. You can send me a direct email through this site by visiting my profile or visit my website at www.123LoanYes.com. Have a great night!

Absolutely. The HARP refinance does not have limitations in terms of whether or not you have a HELOC. Whoever you select as your lender will request a subordination agreement from your HELOC lender. You should not have a problem. Your lender should find out what the cost is to obtain the subordination and let you know.

yes, your 2nd lender (HELOC) will be re-subordinate into your new loan. Your loan should be own by Fredie Mac or Fannie. I can find out and check for you. Please contact me at; Cuong Do 714-306-6148.

yes

Yes you can!

Yes its possible. I do Florida loans for past 24 years. www.firstfloridafin.com 954 558-4430, APPLY securely online

Yes that is possible we do this all the time. The process for the 2nd mortgage to stay put is called subordination. When you choose your lender make sure they are a Fannie Mae direct lender. This will allow you more flexibility with Debt to income ratios and less documents from you to qualify, most importantly unlimited combined loan to value ratio. We can do all of the above. Contact is 858-663-0472 earanda@firstcal.net

Yes....

Yes you can.

William's suggestion about checking with the current lender makes sense, but keep in mind they will likely want to handle the refinance themselves. Many of the larger banks who service loans have significantly higher rates currently than are available elsewhere in the market and their process is much longer than you can get elsewhere. It pays to check around. I recommend that you pick a good loan officer and lender to work with and let them check on your HELOC. Many already know which companies will subordinate and which will not. Be prepared that there may be a fee from the lender that has the HELOC to subordinate. I've see a charge of as much as $150 to process and agree to the subordination and would not be surprised if it is more elsewhere.

Yes it isn't a problem. We just subordinate the 2nd. mortgage, we can help you with that as it's not that difficult.

Yes! Your heloc will have to be re subordinated. Harp will not allow you to pay it off through the new loan. Definitely check with your heloc company as to their guidelines and fees before starting the process.

You sure can. My best advice is to call my partner Charles Dailey as he's the smartest mortgage professional around. Seriously. www.iLoanHomeMortgage.com

Yes you can! give me a call 1-877-990-HARP (4277)