can i get a VA streamline refi even though my current mortgage is FHA?

Good question. The answer is no though. You cannot get into a VA interest rate reduction loan if your current loan is an FHA loan. However, if your wife is now eligible for a VA loan, you should be able to refinance out of your current FHA loan into a VA loan. That could very well make sense because you will no longer be required to pay PMI. Hope that helps. Please feel free to call me at 732-684-5771 with any additional questions.

You would not be able to streamline from a FHA loan to a VA loan. It is well worth refinancing to a VA loan so that you can reduce the rate and also get rid of the mortgage insurance. Give me a try and lets get this done.

No, you cannot complete a VA streamline refinance if your current loan is not a VA loan. However, you can refinance your existing FHA loan and get a new VA loan.

hi:May I ask what the current loan to value is currently? what u owe vs value? If you've had the FHA loan for 8 yrs now with PMI, have u contacted your current lender to request removal of the PMI depending on current value of your property. If they are not able to remove it depending on your loan to value, You can switch your loan to a conventional where you have the option of no monthly MI where lender will pay it. VA charges an upfront funding fee added to your loan. Any questions, let me know. Mike (703 505 5300) lending nationwide..NMLS 74875 Let us know how we may earn your business.

No, you would have to do a regular VA refinance. Check what your current value of your house is now, If your current FHA loan is 8 years old, you may be able to have the MI taken off depending on your circumstances.

No not a SL but it might be worth doing a VA refinance if you can't get the PMI off the FHA loan.

Hi Artwrandle468, Like everyone has already said, no you cannot do a VA IRRRL. You can do a VA cash-out refinance up to 100% of your homes appraised value or just a refinance to lower your rate. At this point, your FHA mortgage insurance should have dropped since it's 8 years old so that's not really a reason to refinance. Please feel free to contact me for more information or help. John Burke | Senior Mortgage | Great Plains National Bank | http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states |