Can a HARP loan be used for debt consolidation

No.. under HARP, your only allowed to refinance the existing Freddie/Fannie first position loan into a lower interest rate first position lien.. Understand that values have increased quite a bit in most of the country, so it's possible you have enough equity to do a cash out refinance and still be within the maximum allowable financed.. to know for sure, you should contact a local mortgage broker and apply with them.. once they have all your information, they can advise you properly.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

No sorry.