What type of payment can I expect?
What state are you in? Call me and I can give you a break down.Shelldodd@sacmtg.net916-595-1177

Investment Properties/ Vacation Homes
Good Afternoon Bob,Rates pretty much stay the same, so I would decide where you would like to invest. Let me know if I can help you.Shelley Dodd Shelldodd@sacmtg.net

I want to refinance as soon as possible
Hello Debbie ~ I would love to help you lower your monthly payments. I can give you some options, the rates are low so this might be a great time for you.shelldodd@sacmtg.net cell 916-595-1177 Thank you,Shelley DoddSacramento Mortgage

When looking for a mortgage should I use a site like this?
This is a great way to shop around and get the best deals. We get wholesale rates like the banks do, but do not charge a bunch of junk fees. If you would like to contact me to discuss your options, I would love to help you out.Shelldodd@sacmtg.net 916-595-1177 cell

I would like your phone number
916-732-9080 ext 100

what happens if I live longer that 15 years
If you would like me to help you answer all your questions regarding a reverse mortgage, please email me or give me a call.Shelley DoddSacramento Reverse MortgageLoan Specialist916-595-1177shelldodd@sacmtg.net

Can you get an ARM loan for a refinance?
Sure you can ~ the underwriters just want to make sure the borrower is benefiting their situation. If you would like me to work up some numbers for you I would be mre than happy too. email - shelldodd@sacmtg.net Have a great day!

good credit and debt to income, but rejected because i can't verify bank deposits
I am a licensed Loan Consultant CA, OR ~ Here is my contact info and I would be more than happy to help you~ Shelley Doddshelldodd@sacmtg.net