Am I liable for Mortgage Payments after Divorce?
If your name is on the note for the mortgage, you must refinance the loan to have your name removed. If your ex-spouse was awarded the home, they must refinance the loan to remove your name.Please contact me if you need assistance with this.Ronald KeenCarnegie Mortgage

Can I refinance while in bankruptcy?
You can if you are in a chapter 13, but not a chapter 7.

should i be on a HARP loan app. if my mid credit score is 606 and my husbands is 770 and he is the primary income?
Your credit score would increase the interest rate offered. It would be best to execute this in just your husband's name. Some lenders will only remove borrowers on HARP loans if there has been a death or divorce. It varies. I do not have that restriction.

im looking to streamline refinance in al..companies i've talked to say that we need to already have our loan with them are there
I can help you. I am a national lender. Please call me at (954) 532-6970. We can go over your situation and see what can be done.

Lender Credit for Closing Costs
A lender credit that was not input on the GFE technically is not binding. If it was on the 1003 (Loan Application) it is not a bound credit. A competent loan officer would have explained to you that the GFE now is more like a contract. The origination charges can't increase (with the exception of bona...

HARP 2.0 LPMI
Lender Paid MI simply gets converted to monthly MI under the HARP 2.0 program. We refinance them all of the time here at Vantage Point.