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Nathan Kessler's Answers


Is Las Vegas a good market to buy a property in now?
Absolutely. You can still get great deals here, and I am still financing people with great rates. If you are interested, I can place you in contact with an area specialist, and give you some financing options so you can bid with confidence. I look forward to hearing from you. Nathan Kessler 702-522-6745...
Need a 100% refinance in Las Vegas for $400,000.00
There is a possibility of getting a refinance done for you, but there are a lot of variables to consider, and I would need some more information. For free, we can find out if something can be done if you call me today. I am more than happy to explore all your options with you. Nathan Kessler 702-522-6745 City...
I'm looking to get qualified for a stated income loan in Nevada (using our combined household income, rather than mine), to purchase a home for $250,000. We would put 20% down. Is that possible?
I do loans for self employed with no tax returns. Call for details. Nathan Kessler 702-522-6745 City First Mortgage Services NMLS #377217
800 Credit Rating - and can't buy a condo in Las Vegas?
You can do it 5% down as long as the complex fills out my investors recertification form, and the complex is approvable (e.g....doesn't have excessive liens or judgments on the property, has the correct occupancy, etc.)Call me, and we can talk about it. Nathan 702-522-6745 City First Mortgage Services
I am a US citizen but live and work in a foreign country can I get a US mortgage
Where are you interested in buying?Check me out at the link below and get your free approval today!http://www.city1stlasvegas.com/EmployeeDetail.aspx?EmployeeID=35683&Thank you for choosing City First Mortgage Services,Nathan T. Kessler | Sr. Mortgage Loan Originator City First Mortgage...
do you do ITIN loans in Las Vegas, NV ?
I do loans for Foreign National. But I would need to know more about your situation. Nathan Kessler 702-522-6745 City First Mortgage Services
I live in Nevada. Can I purchase a home without my husband on the loan or title?
There would be a quit claim deed to be signed by your spouse.
I would like to do a HARP2 refinance on a non-owner occupied property in Las Vegas. Can anyone help me with this?
I know this is an old post.....but YES you can do a HARP 2.0 on Non Owner. I just closed another one on a condominium. Nathan Kessler 702-522-6745 City First Mortgage Services
Bought home 5% down. Newly renovated. Can i cancel PMI?
Can look to refinance you to FNMA/FHLMC, if you are still looking to do this. Give me a call! Nathan Kessler 702-522-6745 City First Mortgage Services
I would like to take out some equity on my home which is owned free and clear. I need to consolidate some credit card debt and do some renovation on my home. I also own a second property which was inheirited that has a reverse morgage that i need to refi out of.
You have a lot of options, and I would be more than happy to explore them with you if you haven't yet got the info you need. Give me a call, I look forward to hearing from you. Nathan Kessler 702-522-6745 City First Mortgage Services
likely to qualify with around 5% down and 630 credit score?
You can likely qualify, but a quick call and a loan application would answer all your questions best. I look forward to hearing from you. Nathan Kessler 702-522-6745 City First Mortgage Services
could i go zero down for VA with a 620 credit score?>
Without question. Call me today and I will be more than happy to assist you. Nathan Kessler 702-522-6745 City First Mortgage Services
can parents co sign for children to help get a loan?
Absolutely. As long as their debt doesn't hinder the transaction, and they are otherwise qualified. Nathan Kessler 702-522-6745 City First Mortgage Services
homepath renovation vs 203K??
We do both. Depends on what suits your situation best. If you are still looking (I see this post is a bit dated) give me a call and I can go over your best options. Nathan Kessler 702-522-6745 City First Mortgage Services
Don't lenders fees have to be listed on a GFE??
Don't sign. They are not reputable if they do not place their best foot forward.
how far away does a second property need to be to qualify as a "second home"
As long as it makes sense, it can be done without a lot of issue. Here in Vegas, everything is 20-30 away. As long as you can prove the second home is not going to be used as an income property, and it is apparent that you are using the residence for your own personal use you will be fine. If you like to discuss it,...
I don't own a home. How can I get a quote without filling out that information?
Doing a loan application is as easy as just having a brief conversation. It's free, absolutely painless, and at the end of it all you will have a better understanding of whether or not you are ready to purchase. I look forward to hearing from you. Check me out at the link below and get your free approval...
do i need to secure a pre-approval letter for a new house before i list my current property?
It's always a good idea to have your financing together before you place any bids on property so that you can bid with confidence. Everybody in the transaction can appreciate that. I make this very easy for you. Shoot me a call and we can go over your situation if you are still looking. Nathan Kessler...
how likely is it that i could get approved making less than $30k per year?
Absolutely. 200K is probably a bit much, but FHA can give you a minimal down payment.....and with the low rates of the market today you can maximize your buying potential with just one phone call. I look forward to hearing from you. Nathan Kessler 702-522-6745 City First Mortgage Services

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