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Liberty Financial strives to be the lowest cost provider for residential mortgage financing in the Tri-State area. By utilizing our experience, market knowledge, and relationships with key wholesale lenders, we can offer our clients exceptional service with below market interest rates and the lowest possible closing costs. Our company mission is simple: Always achieve the lowest cost loan for our clients while delivering exceptional customer service.


For residential mortgages, disclosure of the annual percentage rate (APR) is very important. The APR tells a borrower the total cost of financing a loan in percentage terms, as a relationship of the total finance charges to...
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A borrower should always consider setting up a mortgage escrow account to pay for taxes and homeowner's insurance. The first reason is that they will get a lower interest rate and better terms for their loan. Lenders...
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Lenders charge loan origination fees in order to cover the lender's administrative costs in processing a loan. These can also be called loan fees, service fees, or even administrative fees. Additional points may be...
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