<div style="margin: 0in 0in 10pt">Doug Bullwinkel</div><div style="margin: 0in 0in 10pt"> Loan Officer</div><div style="margin: 0in 0in 10pt">When you work with me, you're working with someone you can trust to do the right thing for you. I offer you the experience, integrity and value you've been looking for. I will provide you the knowledge and expertise you need to get the loan best fitting your needs, quickly and easily.</div><div style="margin: 0in 0in 10pt">Since serving 4 years in the United States Marine Corps, I have been serving the community for over 30 years in the Real Estate and Mortgage Industry. I am a graduate of California State University, Sonoma with a Bachelors Degree in Business Management as well as a Dale Carnegie Graduate. With a California Real Estate Broker's license, GRI Designation and a Real Estate Certificate (RECI Designation), I understand all aspects of your real estate needs. </div><div style="margin: 0in 0in 10pt">If you are a police officer, fire fighter, teacher, veteran, or city, state and county employee, I offer special expertise with loan programs designed to benefit you! I am a certified loan originator for FHA, CalHFA, USDA, VA and CalVet loan programs. My specialty is providing extraordinary customer service and results. Most of my business comes through referrals from past clients, Realtors and financial planners. </div><div style="margin: 0in 0in 10pt">I offer you personal, small-town service you can depend on. You will appreciate the convenience and speed of your loan transaction because of my state of the art technology and systems, including on-line applications, electronic document transmission, and real time loan status updates. At Envoy Mortgage, we are focused on your needs. I guarantee you efficiency and expedience in every aspect of your loan process. As a direct lender, I have the ability to close your loan quickly, through a variety of investors to provide you with the best pricing and selection of loan programs available today.</div><div style="margin: 0in 0in 10pt">CONTACT DOUG BULLWINKEL</div><div style="margin: 0in 0in 0pt">Branch Location: Roseville, California</div><div style="margin: 0in 0in 0pt">Toll Free: (800) 636-8910</div><div style="margin: 0in 0in 0pt">FAX Number (916)248-8961</div><div style="margin: 0in 0in 0pt">Email: <font color="#0000ff">dbullwinkel@envoymortgage.com</font></div><div style="margin: 0in 0in 0pt">Personal Website: <font color="#0000ff">www.LenderSolutions.com</font></div><div style="margin: 0in 0in 0pt">Loan Originator NMLS #271609, Envoy Mortgage NMLS ID #6666,Envoy Mortgage is an Equal Housing Lender-This is not a commitment to lend, www.envoymortgage.com, wwwnmlsconsumeraccess.org, Licencing and Disclosure Information can be found at: www.envoymortgage.comlicensing-legal-information</div><div style="margin: 0in 0in 10pt"> </div>