Can an unmarried couple refinance a mortgage?
Yes, there is no problem in doing that. Check out our website and call Robert anytime to discuss further or get started on a pre-approval. www.coloradolenders.com 303-578-9202. Have a nice day!

Is 1 point reasonable to pay for a 4.25% rate? It seems to be excessive.
That's not excessive. You may be able to do better at some bulk loan operation but you would be sacrificing good service along the way. Our rates are similar but you will enjoy efficiency, low title fees, and friendly service every time. Give us a call 303-678-9202! www.coloradolenders.com

completely new to this - how much should i expect to put down?
Hello Sir, We are located in Boulder, Colorado. Buying a property for 100k with 5k down is quite possible, finding a property in Boulder for that price might prove difficult. Give me a call to discuss as I am quite familiar with the area. Direct: 303-578-9202 www.coloradolenders.comBest, Robert

I don't own a home. How can I get a quote without filling out that information?
Telephone! Ours is 303-578-9202 www.coloradolenders.comBest of luck in your endevour!Robert

if lenders check 3 credit scores, do they go with my highest rating?
The go with the lowest of the middle scores. If you apply for a mortgage with a spouse, they typically will take the mid-score of him/her with the lowest mid-score. Have a look at out website for more info: www.coloradolenders.com Cheers!

want to get equity from the house mortgage is paid off how to do it?
You could also sell the house. If you are married and lived in the house for the last 2 years, you most likely would not need to pay ANY taxes up to 500k in profit. Do you really want to continue to pay a mortgage on the house, maintain it, and/or potentially rent it out? Just asking. My job is a Mortgage Broker...

getting a va loan with short credit history
Hello Kyle, As long as you have a job for a few years, the loan should be doable. We specialize in VA in you have any questions, feel free to call at 303-578-9202. Also, I have a good lender who works out of Colorado Springs if you would like someone local...we are up in Boulder. Best, Robert

how many borrowers can hold a mortgage
As far as the loan, totally doable. I would be more worried about that kind of commitment with a friend. Let me know if I can help. Robert 303-578-9202

would i get a no mortgage insurance loan with a 733 score and 8% down?
Hi Cynthia, We have a program with a very low MI factor with your credit score.Give us a call when you have a moment: 303-578-9202Best,Robert Dixon, Loan Officer

will i pay more using a mortgage broker instead of going to lender direct
Hello, it depends on the brokers compensation structure. Ask them how much they make per loan. HOWEVER, a good broker who will provide you with insight will often save you money in the long run. Direct lenders are probably a bit less expensive but very impersonal. Would you rather buy your produce from...

Can a non occupying co borrower gift 5% on a conventional?
Again, yes the co-borrower may contribute depending on the lender. We have several -that will allow this. Have a look at our company at: www.coloradolenders.com or call me directly to discuss: 303-578-9202 - RobertHave a nice day,Robert