I am on a mission to help homeowners age 62 and over have successful retirements and a fine quality of life. I show ways they can access their home's equity - safely and efficiently - with NO monthly payments. Borrower's can use the tax-free proceeds for any reason - extinguish debt, pay for home health care, make repairs. I consult with the borrower's care takers, family and trusted advisors.

I have been a mortgage consultant since 2004. Before that, I was yield-curve trader and market maker in currency options since 1986. I consult with financial planners, elder-law attorneys, geriatric care managers, and home health care providers regularly. This enables me to understand the needs of the borrowers and allows me to make the best recommendation possible.