No stranger to tough economic times, Home Savings of America opened its doors during the Great Depression. And we've been making home ownership a reality ever since.

Home Savings of America is a federally chartered stock savings and loan association, wholly owned by Home Savings Bancorp. We've been in the banking business since 1934. Now we're on a mission. We want to be more than a bank. We want to be YOUR bank.

While we may seem like the new kid on the block in some areas, rest assured we're not. In our 76 year history, we've carved a secure spot in the mortgage industry. Even in these turbulent times, Home Savings is continuing to offer a variety of home loan products and highly competitive rates, that are customized to meet the needs of each borrower.

We offer services through our retail branches across the country as well as through our vast network of quality mortgage brokers. In both cases, to develop and retain long-term relationships with our customers, Home Savings emphasizes high-quality, personal customer service, characterized by courtesy, efficiency, accuracy, and the ability to understand and respond to individual needs.

Home Savings offers:

• FHA
• VA
• USDA
• Jumbo
• Reverse
• 203K
• Conforming Fixed Rate and Intermediate ARMs
• Non Conforming Fixed Rate and Intermediate ARMs
• Low-moderate income products

Home Savings of America has over 75 years experience in providing loans to our customers. Our experience and longevity assures our borrowers that we will continue to be here for them as their needs change. We want to be YOUR lender, now and in the future. Your lender. Our privilege.

We are subject to examination and comprehensive regulation by the Office of Thrift Supervision and our deposits are insured by the Federal Deposit Insurance Corporation.

Fair Housing Equal Opportunity. FDIC.