I am in need of a conventional loan ASAP that allows a co-signer. My husband has been a 1099 for 2 years and I am a W-2 but we currently have a FHA loan and need to be approved for another loan.....no one is able to help? Any ideas?
Very strange responses, please don't apply with someone asking your gender!?! There are many loan options out there! Don't go to a one horse bank, there's more than FHA and more than just PMI! http://www.phmc.com/coreyvandenberg A mortgage banker that will work for you!

What are some ways to pay down my mortgage faster?
Extra payment each year can cut 7 years off of a 30 year mortgage! Easiest way and a better average reduction on principal is to take a payment, divide by 12, and add that to each payment. Another good way if you can afford it, is to add the next principal portion of the payment to this payment. You can find...

Can I purchase a home with FHA or VA and get funds to add on an inground pool?
Well, Homestyle Renovation loans are affectionately called "pool loans" because they do allow luxury items. A word to the wise, you may see what financing the dealer offers first, but honestly, having it be part of the home loan and it is an improvement after all, with just one payment is probably...

Can I get a mortgage with a settlement form a bar fight against me?
Wow! Give us an update, what did you decide to do? You might have considered a contract sale and then refinance later...

What are our chances of qualifying for a new home with my husband only being at his current job 6 months?
Moving? You need more home mortgage loan options than anyone! I would love to help...

Is there some way to refinance to combine a first and second mortgage into a single debt?
Yes, as a West Lafayette mortgage lender, I have seen a number of West Lafayette Indiana mortgage loans combining their 1st and 2nd mortgages. The best thing about that is eliminating that pesky second mortgage payment and having double the risk of default (by having two mortgages to worry about) and...

Does anyone know a lender that works with fair/poor credit but good salary and 30% downpayment?
I would be glad to help, more home mortgage loan options than anyone!

Can I borrow the downpayment for my fha loan?
Please update us, did you get a gift? Or did they accept your loan and get it closed?

Our HARP refi through Quicken is asking us for an extra $1000 to closing for subordinating fees this is high right?
If you're ready to refinance again, we can always look at a 15 year rate and see if we can't shave some years off that loan and help you build equity faster! www.phmc.com/coreyvandenberg I would be glad to help you...

Do disabled veterans get any discount on their mortgages?
Just did one, zero down payment, no VA fee, reduced closing costs, what more can you ask for?

could i go zero down for VA with a 620 credit score?>
I would love to help refinance that! www.phmc.com/coreyvandenberg. Indiana and Florida mortgage banker. Don't let someone call themselves a VA expert, it's not that hard to have to call yourself an expert! Like others said, all day we would like to meet someone like you to help... ?

USDA loan denied...now what?
USDA RHS can be tough on credit and the home. Since you can't even get one unless your income and property match their eligibility requirements, it seems so improbable that after that you would be turned down. You need to find a lender as fast as possible that has more home mortgage loan options: www.phmc...

I want to refinance at a lower interest rate. I do not have fredie mac, fannie mae or fha. I have a conventional loan. can I get
What are you looking for in a refinance? Debt consolidation? A lower rate? A shorter / longer term? A lower payment? To fix escrow issues? All of this matters, and you can't just say all of the above, because it's not always possible to have it all. Next question, what is your balance compared to what the...

VA Loan with poor credit
Check my site out: www.phmc.com/coreyvandenberg

Fha 203k streamline
No manufactured/203k, its typically one or the other...

I am thinking about refinancing. When will be good time?
Rates are still incredibly low! Don't wait for them to go up...

Are you a member of the BBB? How do I know this is a secure site?
Are you asking about us, the individual lenders, or Lender 411? Assuming you are asking about us, all of us should have NMLS registration, most of us have BBB or our companies do, or lots of reviews online, where you can see what others said about us. I would be glad to help with more home loan options than...

Looking for a small business loan for a new business
Normally a new business is self-financed or family and friends financed, or hard money lending, including equity lending (they want a piece of the business and a say in what you do). Since there was no information given, it is hard to answer this. IF you didn't quit your job, you can likely use your...

First time, clueless home buyers.
I would hate to say any case is easy, but you should have no problem qualifying with me! www.phmc.com/coreyvandenberg All the benefits of an online lender, easy application, upload of documents, etc., with a real live human in the state of Indiana on the other end. Give me a call, email, or apply online and...

Looking for a lender for a double wide located on my own land.
I am licensed in Florida and would be happy to help you! www.phmc.com/coreyvandenberg We have several manufactured housing options to help you...