Welcome to 1st Rate Mortgage and Clark Harvey's Lender411 Page

Are you looking for professional financial services? 1st Rate Mortgage finds the professional and uncomplicated solution that suits your concerns. We use the latest in technology and still are able to keep our personal touch when we work with our clients.

Faster Loan Process. No Surprises.

1st Rate Mortgage is a DBA of Pinnacle Capital Mortgage Corporation a mortgage bank - more than just a broker. We are able to ensure an accurate and faster closing process because each step occurs in-house - processing, underwriting, closing, funding, and shipping. And, because we control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Banking

We don't simply offer some of the most competitive rates in the mortgage industry, 1st Rate Mortgage empowers borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan, like 24/7 a secure online application.

We are Industry Leaders

1st Rate Mortgage has direct endorsement authority from Fannie Mae and FHA,offering a wide range of lending programs to meet every borrower's needs.

Relationship Lending

At 1st Rate Mortgage, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, a high percentage of our business comes from customer referrals.

While we use the power of technology and the Internet to benefit clients like you, we are not a faceless web-based company. Each transaction has a dedicated mortgage banker assigned that will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert.

Let's Get Started!!!