Great Income poor/fair credit are there any options for me.
Yes there are options now, however, to get the best rate you might want to watch this video about our credit services. https://vrtmg.financialeduservices.com/video/FES7min.asp or you can contact me at my office 801-562-9100. Clark Harvey

I'm 42, can I get a reverse mortgage?
The minimum age to do a reverse mortgage is 62. For more information please visit http://www.clarkharvey.com/loan-programs/reverse-mortgages/ or you can call me at 801-562-9100. Clark Harvey

Home is valued at $187k, we owe $242k. Is there anything we can do for help?
Mike,Most likely their is help in your situation, you can call me at 801-562-9100 or go to my website at www.clarkharvey.com and click on HARP 2.0 and check and see if your loan is owned by fannie mae or freddie mac. I have some time today to talk. Best Regards,Clark HarveyArea Manager1st Rate Mortgage

Is it possible to use a reverse mortgage to buy a new home?
Yes you can, their are some qualifications though, you can email me direct and I can answer specific questions. Email me at Clark@ClarkHarvey.com.

can I get a VA mortgage with a nothing down if I have a 705 fico or do i need higher
Yes you can providing you have full VA eligibility. I specialize in VA loans and have been doing them for over 16 years. You can contact me at 801-562-9100.Thanks Clark

Considering rent to own need advice
My advise is to contact a friend of mine who is an attorney and owns his own title company. We have trained several agents and clients what to watch out for when it comes to seller financing. If done correctly it can be a great opportunity for you. Please email or call me for details 801-562-9100. Best...

buy now or later /?
That is a great question, one I get over and over. It really depends on your situation and whether or not you are ready to buy and commit to your new home. As far as the market and rates, I haven't heard any big movement on rates other than market demand, which can drive them up. Prices of homes in Utah are mixed...

Can i avoid paying mortgage ins. with 10% down payment?
Kay,You will most likely be better served doing a conventional loan with 10% down with no Mortgage Insurance with the credit scores you have. Call me for more details. I can help! Clark Harvey 801-562-9100 or my website is www.ClarkHarvey.com

Can I refinace from an ARM to a 30 year fixed mortgage w/ 680 credit?
Yes you certainly can, call me at 801-562-9100 and I can walk you through the process. Clark