Mortgage Rates 12-31-2018 Lender411

By Joy Green Updated on 12/31/2018

Many homeowners and potential borrowers are wondering what effect the Federal Government shutdown have on mortgage rates. Well, according to HUD, "A protracted shutdown could see a decline in home sales, reversing the trend toward a strengthening market we've been seeing". The five federal agencies that support the mortgage industry, HUD, IRS, Dept. of Agriculture, Fannie and Freddie, Dept. of Vet Affairs, will certainly start to hinder borrowers if the government shutdown continues. 

 

 

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• 30-year (FRM) rates at 4.63% (-0.01%)

• 15-year (FRM) rates at 4.19% (-0.01%)

• FHA 30-year Fixed rates at 4.22% (-0.01%)

• Jumbo 30-year Fixed rates at 4.39% (-0.01%)

• 5/1 ARM rates at 4.59% (-0.01%)