Mortgage Rates 1-20-2021 Lender411

By Lydia Lender Updated on 1/20/2021

Despite strong housing demand and low mortgage rates, new homes are exacerbating affordability problems. Builders are struggling with material costs, a lack of affordable lots, and labor shortages --all of which raise home prices. The changing regulatory environment is also a concern. 

 

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30-year (FRM) rates at 2.85% (-0.02%)

15-year (FRM) rates at 2.37% (-0.01%)

FHA 30-year Fixed rates at 2.31% (-0.01%)

Jumbo 30-year Fixed rates at 3.31% (-0.02%)

5/1 ARM rates at 2.30% (0.01%)