Mortgage Rates 07-25-16

By Lisa Robison Updated on 7/25/2016

Mortgage rates are virtually unchanged again today, as bonds have been trading in an exceptionally narrow range.  Indecision in the bond markets coming into a week of announcements that could have a significant impact on the market.  Both the Fed and the Bank of Japan will be speaking in terms of monetary policy.  The Fed isn't expected to make a rate hike this week, but could be letting on that a hike is in the near future.  Mortgage rates will likely be stagnant up until Wednesday's news from the FOMC.  The rates are holding at one-month highs, and six out of the last seven days has seen movement ranging from 0.00% to 0.01%.  Most lenders are still pricing in top loan scenarios at 3.5%, with some deviating downwards to 3.375%, and some as high as 3.625%.   Check back later in the week for more news and mortgage rate updates. 

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• 30 year (FRM) rates at 3.44% (+0.00%).
• 15 year (FRM) rates at 2.77% (+0.00%).
• FHA 30 year Fixed rates at 3.25% (+0.00%).
• Jumbo 30 year Fixed rates at 3.55% (+0.00%).
• 5/1 ARM rates at 2.87% (-0.01%).