Mortgage Rates 07-13-2018 Lender411

By Joy Green Updated on 7/13/2018

If it seems too good to be true, it probably is...that includes what some analysts are saying about how much rates have fallen today alone. Some analysts are predicting we are seeing the "lowest rates since May". Unfortunately, this will be almost meaningless from the borrowers prospective. You see, in almost all cases, what the borrower sees at the top of their loan quote (the actual note rate) will be the same as it has been for weeks. Lenders will be the only ones to truly notice the difference, which will show up in their rate sheets, in the upfront cost associated with that rate. 

 

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• 30-year (FRM) rates at 4.63% (-0.02%)

• 15-year (FRM) rates at 4.12% (-0.03%)

• FHA 30-year Fixed rates at 4.35% (-0.03%)

• Jumbo 30-year Fixed rates at 4.54% (-0.04%)

• 5/1 ARM rates at 3.95% (-0.04%)